A demand letter informs the responsible party, such as an insurance company, that you are pursuing legal action to recover damages. In a personal injury case, this usually entails compensation for your medical bills, pain and suffering, lost wages, property damage, and other expenses.
The letter’s introduction section usually includes information about you, who the letter is addressed to, and why you’re writing the demand letter. This is your chance to go over the events leading up to the accident that resulted in your injuries in as much detail as possible.
The magnitude of the damages inflicted by the accident is often described in the next section of the letter. This is usually where you list all of the economic and non-economic damages, such as medical costs, lost pay from missed work, and property damage, as well as pain and suffering, loss of consortium, and emotional damages.
The proof from your lawsuit that indicates the other party is accountable for damages can next be outlined. This could include a summary of any police or medical findings that back up your argument that the other party was careless.
Finally, your letter should include your particular compensation expectations. When making these demands and asking the insurance company for a response within a reasonable time frame, it is critical that your demand letter is kind and professional.
A demand letter is usually written by an attorney who is representing you in your damage claim. Because an attorney understands how to bring out the main facts of a claim and explain the demands for the type of compensation in a specific situation, this is the case. If you have an experienced attorney on your side, you may be more likely to acquire a settlement offer from an insurance company that better suits your needs.
If you’re someone who’s stuck between a personal injury claim, here’s a blog on how to settle a personal injury claim.
